Step #1 - Watch this 2-min overview

In simple layman's terms, DeFi (Decentralized Finance) staking is the process of locking your digital assets, in this case the bank loan, into a blockchain network. In return, you earn rewards, or interest. Think of it like borrowing money from a traditional bank, then putting your money into a separate savings account and earning interest, then paying back the bank out of the interest that you have accumulated and keeping the leftover profits. But instead of a bank, you’re using a decentralized blockchain system. Here, smart contracts — automated digital agreements written in code — handle everything automatically and securely, with no hidden fees or unnecessary steps, and keep your assets safely locked for a period of time until you are able to withdraw them according to the stipulations of the contract.

The Blockchain is a shared, irrefutable digital online record creating a "Smart Contract" between two or more parties allowing transactions to be performed immediately, and most importantly, recorded & verified on the Blockchain creating an unchangeable record of the transaction. The blockchain also powers these contracts so that they automatically execute (payout to all of the parties) according to the stipulations of the contract. 

Through decentralized blockchain technology, Bytnex uses smart contracts to automate transactions. The advantage of Bytnex is that it is 100% safe and 100% transparent, and it is very efficient compared to traditional loans. It does not require any centralized institution to check your credit score, verify your real identity, or spend days or weeks reviewing your application. This takes out the human factor thereby simplifying the agreement and cutting out any middlemen. As a result, this secures the integrity and reliability of the transaction, and the anonymity of the players, thus making sure that all parties are paid EXACTLY on time!

Because of new technologies like AI and the Blockchain, and thinking "outside the box", they have now developed better, safer ways of investing that minimizes the risks of traditional investing allowing you to invest smarter. This is very quickly becoming the new way to invest! The only thing it costs you is $100 per contract that you want to activate.

We are earning daily compounding interest of 0.05% - 0.15% on average on the loan from the bank for activating a DeFi staking contract (see Q#1 above). Even though the transactions are being recorded and verified on the cryptocurrency blockchain, your daily profits are SAFE from the ups and downs of the crypto market because they are locked into your personal "Smart Wallet" until the end of the 2, 3, 5, and/or 7-year term, when it is then unlocked and you can withdraw it.

Yes. To allow the compounding interest to do its job, you HAVE to wait. NO EXCEPTIONS. Profit is generated from staked income, and is available for withdrawal when the contract reaches the completion of it's duration, not before.   

To earn immediate cash that you can withdraw daily, see FAQ #9 below.

You can have a maximum of 80 active contracts at any given time. However, once a contract comes due at the end of its term and you are paid on it, you can then purchase another one to replace it. So you can constantly replace contracts with new ones and have a continuous source of residual income!! You just can't have more than 80 active at any given time.

Yes. If you purchase ten 2-year or ten 3-year contracts for $1,000 ($100 per contract), you will receive 5 extra for free. So you're getting 15 for the price of 10. 

For the 2-Year Contracts

1 Special = $330,000 profit in EXACTLY 2 years! (15 contracts x $22,000 each)

2 Specials = $660,000 in EXACTLY 2 years!!

3 Specials = $990,000 in EXACTLY 2 years!!!

For the 3-Year Contracts

1 Special = $525,000 profit in EXACTLY 3 years! (15 contracts x $35,000 each)

2 Specials = $1+ million in EXACTLY 3 years!!

3 Specials = $1.5+ million in EXACTLY 3 years!!!

No. You can purchase one contract for $100 if you want to and never buy any more if you don't want to. Or you can buy one contract per month, or one every few months, or buy multiple contracts per month. It’s completely up to you how many you purchase and how often.

No. After you purchase your first contract for a $100 activation fee, you NEVER have to purchase any more contracts, if you don't want to, nor pay for anything else, ever. There are NO monthly or yearly dues or fees, future purchase requirements, etc. NOTHING, EVER. Just purchase as many contracts as you choose to, as often as you want. 

Yes. After you purchase your first contract, you are given an Affiliate ID#. You can earn extra daily cash by sharing this investment opportunity with others. When someone buys a contract, you’ll receive $30 per contract which will be immediately deposited into your Bytnex wallet. This money is unlocked in your wallet so you can use it to buy more contracts, or withdraw it at anytime and spend it how you want.

Note: Minimum withdrawal is $100. There are also transfer fees of about 5-7% taken out of the amount transferred. If you withdraw $1,000 or more at a time, the fees are slightly less per transaction.

Yes, a spouse may get their own free Bytnex account and purchase their own contracts. BUT they must signup and purchase it through the person who referred YOU to the opportunity. You CANNOT personally sign them up. This is called "Stacking" and is NOT allowed.

However, your children CAN signup using one of your Affiliate ID#'s,  even if they are still living at home.

No, you do NOT have to talk to nor share this business with anyone. You will still earn the money on the contracts that you purchased without talking to a single person. You just have to wait until your contract(s) comes due in 2, 3, 5, or 7 years.

This is the ULTIMATE 100% passive investment /  retirement income opportunity! (But you don't have to wait 20 or 30 years to get paid!)

IF you would like to earn some immediate spending cash, and/or some extra long term income, then you can share this investment opportunity with others using your Affiliate ID#. The choice is up to you though. Your Referrer can help you share this business with others if you want to. Or just refer them to this website and followup with them.

No. You must first purchase at least one contract yourself to qualify to earn money by referring others.

The Bytnex investment platform officially launched in 2019 out of Singapore, spread throughout Asia, Europe, and Africa over the next four years, and eventually was introduced here in the U.S. in March of 2023. 

Very few people have heard about it yet but it is now starting to gain momentum and spread more rapidly here in the U.S.!

NOTE: The Bytnex platform took 4 years to reach 200,000 users worldwide. It then took only 1.5 more years to quintuple to 1,000,000 users and is expected to quintuple again and reach 5,000,000 users by the beginning of 2026.

No. In the rare event that the entire economy or the investment platform crashes, YOU are NOT responsible for the loan. That is why there is an insurance company. THEY are insuring the loan for the bank for every contract purchased just for this reason. All you would be out is $100 per each contract that you purchased.

NOTE: A general rule, never invest money that you can't afford to lose, even if it's only $100.

No. Nothing in life is 100% guaranteed. However, since this investment platform was developed, every single person, the bank, and the insurance company have all gotten paid on every contract as indicated, EXACTLY on time, without exception. Not one person or player has lost money!! Therefore, there's no reason to think that it will be any different in the future. This is the closest thing to being 100% guaranteed as you will find. Why? Because all contracts are written and encoded into the BLOCKCHAIN! (See #1 & #2 above for an explanation.)

NOTE: A general rule once again, even though a contract is only $100 to activate, and this is as close to 100% guaranteed as you will find, never invest money that you can't afford to lose in the very rare case that something happens to the platform or the economy worldwide.

Correct! This takes away ALL of the negatives associated with traditional investing and traditional home based business ventures!

Yes. This would be a GREAT way to start creating funding for your children to be able to either go to college in the future, or to repay their college loans much faster if they are already in college or just graduated! Just get a couple of 2-year contracts, a couple of 3-year contracts, and one or two 5-year accounts, and their college is paid for!!

Yes. This would be a GREAT way to give your clients added value for your product or service. Offer them a 25-50% discount on your product or service if they purchase a Bytnex contract or two for their payment. They will earn money when the contract(s) come due, and you'll earn a lot more money than if you received payment the traditional way. 

Yes. This would be a GREAT fundraiser to help any business, group, organization, church, youth group, athletic team, school, any club within the school, band, choir, or anyone who needs to raise a LOT of money for their cause over the next few years! 

Yes. There are currently live presentations and trainings in Salem, OR, then spreading to other cities and states as our team continues to grow and leaders step up who want to lead these. Live webinar presentations and trainings will also begin soon. TBA.

Get back to the person who invited you to this website and they will help answer your questions and will tell you what your next step is to setup your free account, and purchase your first 2, 3, 5, and/or 7-year contract(s).  

Money is generated by the platform for its members by MEV Bot technology. MEV (Maximal Extractable Value) bots are automated programs designed to maximize profits within blockchain transactions. They operate within the decentralized finance (DeFi) ecosystem and leverage blockchain mechanics such as transaction ordering and gas price bidding to gain an advantage. These bots are particularly effective in networks like Ethereum, where miners/validators have control over transaction sequencing. By analyzing mempool data (pending transactions) and executing precise strategies, MEV bots can extract significant value from various DeFi activities. It is estimated that investors have earned over $1 Billion in profits since 2019 due to MEV Bot technology!

Depending on your method of withdrawal, you might be charged up to 3% in fees to withdraw your money. Most withdrawal methods though you will pay less than 1% per withdrawal.

No. You do NOT have to refer a single person to earn money. However, if you DO refer others, you will earn 5% of the amount that they invest, and reinvest, if they use your affiliate link! You can withdraw this money, or use it when you start a new cycle.

Yes. You must open your own account and deposit a minimum of $10 before you can refer anyone else and earn a referral commission. 

With Option #1 you can take out your money at any time. You just give up the compounding on the amount that you withdraw.

With Option #2 you MUST wait until the end of a cycle to withdraw your money, EXCEPT for the 12-month cycle, which you CAN withdraw at any time. However, you will lose the Valtoro tokens that you would have earned. With the shorter cycles only being 2-weeks, 30-days, or 90-days, your money is not tied up for very long.

Yes, and YES!! Invest ANY amount and it works the same way. Take out any amount at any time, and spend it, or let it compound even bigger for as long as you want. It's your choice.

The owner puts investor's money into this MEV Bot A.I. program. The owner then earns daily COMPOUNDING interest of 97% to 98.5% on the profits earned, while giving investors a small FIXED rate of 1.5% per day, increasing slightly every month up to 3% per day.

1. Both plans earn compounding interest. Plan 1 (Bytnex) earns an average of 0.05-0.15% interest compounding DAILY, while Plan 2 (Valtoro) earns from 0.5% up to 3% interest, compounding based on which Option you choose.

2. Plan 1 (Bytnex) earns money for its members by earning interest every day on the loan from the bank for the purchase of a defi-staking contract, while Plan 2 (Valtoro) uses MEV Bot technology to provide profit for its investors.

3. With both plans you can earn extra money by referring others, if you choose to, but is not required. You will still earn money from your own plan regardless if you refer anyone or not.

4. With Plan 1 (Bytnex) you have to wait at least 2, 3, 5, and/or 7 years, depending on which contract(s) you purchased, before you can take the money out to allow the compounding to work. (You can take out immediate cash though if you refer others while you are waiting for the long term income).

With Plan 2 (Valtoro) you can take out any amount of money that is in your account at any time, or let it continue to compound.

5. Plan 1 (Bytnex) is more conservative, earning a smaller percentage per day, and you must wait 2, 3, 5, and/or 7 years to withdraw it to allow the compounding to work. It has MUCH better upfront, and especially long term bonuses though if you want to refer others.

Plan 2 (Valtoro) allows you to earn MORE money FASTER in the short term, and allows you to withdraw money at any time, but then you give up the long-term compounding effect if you do so.

6. If you spend $300 in Plan 1 (Bytnex) to activate three 5-year contracts, you will earn $1.4 million in exactly 5 years!

A $300 investment into Plan 2 (Valtoro) and letting it compound will give you $2 million in exactly 14 months!

7.  Both plans are 100% PASSIVE INCOME! Once you purchase a Bytnex contract or activate a Valtoro bot, you can forget about it, go about your every day life, and either, with Bytnex, wait until the contract matures in 2, 3, 5, and/or 7-years, or with Valtoro, just let the money continue growing and take the money out when you want or need it.

If you want to be a little more pro-active and earn some upfront spending cash while you are waiting, then you can refer others and show them how to get their own accounts, if you want to, but not required.

Get back to the person who invited you to this website and they will help answer your questions and will tell you what your next step is to set up your free Valtoro account, and how to make your first deposit.